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Delaware Department of
Insurance

Divisions


The Insurance Commissioner’s Office consists of six principal divisions:

Bureau of Captive & Financial Insurance Products


As a matter of policy, the State of Delaware has determined that the responsible utilization and the growth of the captive insurance industry in the State of Delaware are in the best interests of this State.

Pursuant to this policy, the Bureau of Captive and Financial Insurance Products:

 

Bureau of Company Examination, Rehabilitation & Guaranty


To ensure reliable insurance coverage at reasonable rates for Delaware consumers, the bureau:

 

Consumer Services & Investigations Divisions


 

Fraud Prevention Bureau


To reduce the cost of insurance fraud to consumers, the Bureau:

 

Producer Licensing & Continuing Education Division


To ensure competency and ethical conduct by insurance agents, brokers, limited agents, adjusters, appraisers, and consultants, the Division:

 

Rates & Forms Divisions


The Rates/Forms Division is responsible for reviewing and regulating insurance contracts and rate filings. As each filing is received, it is reviewed in order to determine compliance with applicable actuarial standards, statutory provisions, and regulations. Of most importance is assuring that the rates are not inadequate, excessive or unfairly discriminatory.

Each Health Rate Filing will be posted on the Department’s website. Public comment regarding a specific filing may be sent to the DOI for a period of 7 days following the posting of the rate filing.


ADDITIONAL PROGRAMS:

Bureau of Rehabilitation and Liquidation


Information on companies in receivership.

 

DMAB: Medicare Counseling


Delaware Medicare Assistance Bureau (DMAB), formerly known as ELDERinfo, is Delaware’s State Health Insurance Assistance Program (SHIP). DMAB provides information, counseling and assistance to people with Medicare on health insurance matters.

 

Workplace Safety Program


Promotes safety in the workplace and provides lower workers compensation insurance premiums for qualifying employers conducting business within the State of Delaware. With cooperation with the Delaware Compensating Rating Bureau, the Insurance Department determines eligibility of employers and establishes inspection procedures for a premium credit under the program.


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