Delaware Department of

Company Regulation (BERG)

The Bureau of Company Examination, Rehabilitation and Guaranty, or BERG, is responsible for assuring the financial health and stability of insurance companies in Delaware. It does so by analyzing and assessing the financial condition of insurance companies domesticated and doing business in Delaware in order to protect consumers and, if necessary, by managing, rehabilitating or liquidating financially impaired insurers.

General Information

Company Information

Company Types


Fraternal Application for Admission Checklist
Fraternal Benefit Societies

Health Maintenance Organizations

Regulation 1403 (Formerly Regulation 58)
Title 16, Chapter 91, Delaware Code – Managed Care Organization
Title 18, Chapter 64, Delaware Code – Insurance Regulation of Health Maintenance Organizations

Requirements for Obtaining Authority as a Health Maintenance Organization

Premium Finance Companies

Regulation 2001 (Formerly Regulation 21)
Title 18, Chapter 48, Delaware Code – Insurance Premium Financing

Requirements for Obtaining a License as a Premium Finance Company

Annual Renewal – December 31 (Please do not submit more than 60 days in advance)

Purchasing Groups

Title 18, Chapter 80, Delaware Code – Risk Retention Act

Annual Renewal – due March 1 with Premium Taxes

Rating Organizations

Rating Organizations Memorandum NEW

Annual Renewal – June 30 (Please do not submit more than 60 days in advance)

Reinsurance Intermediary
Reinsurance Intermediary Act (18 Del Code Chapter 16)

Risk Retention Groups

Surplus Line Insurers

Surplus Lines Information and Surplus Lines brokers website.

Third Party Administrators (TPA)

Annual Renewal Memorandum NEW


Miscellaneous Links:

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