Please be advised, the Wilmington Office of the Delaware Department of Insurance has moved to a new location effective June 30th, 2023. The new address for the Wilmington office is: 503 Carr Road, Suite 303, Wilmington, Delaware 19809. (All payments should be mailed to 1351 West North Street, Suite 101, Dover, Delaware 19904.)
COVID-19 Insurance FAQ - See More Info
Benefit Parameters | 2024 | 2023 |
Deductible | $545.00 | $505.00 |
Initial Coverage Limit | $5,030.00 | $4,660.00 |
Out-of-Pocket Threshold | $8,000.00 | $7,400.00 |
Total Covered Drug Spending at OOP Threshold | $11,477.39 | $10,516.25 |
Minimum Cost-Sharing in Catastrophic Coverage | $4.50 / $11.20 | $4.15 / $10.35 |
Extra Help Copayments | 2024 | 2023 |
Institutionalized | $0 | $0 |
Receiving Home and Community-Based Services (under waiver only) | $0 | $0 |
Up to or at 100% Federal Poverty Level (FPL) | $1.55 / $4.60 | $1.45 / $4.30 |
Full Extra Help | $4.50 / $11.20 | $4.15 / $10.35 |
Partial Extra Help (Deductible / Cost-Sharing) | N/A / N/A | $104 / 15% |
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