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Delaware Department of
Insurance

Missing Life Insurance / Annuity Search Request


Confidential Personal Information


Instruction Sheet
The Delaware Department of Insurance (the “Department”) provides a missing policy search service to Delaware residents and their families to help them identify Delaware in force individual life insurance policies on the life of a deceased family member or Delaware individual annuity contracts where the deceased family member is an annuitant. This search applies only to companies who currently sell these products in Delaware. This a consumer service provided to Delawareans in an attempt to assist consumers and the Department does not guarantee that a policy will be located.

Who can submit a request: An executor, beneficiary or legal representative of:

  1. a deceased resident of Delaware; or
  2. a deceased, former resident of Delaware, who resided in Delaware at the time a policy was issued or an annuity purchased

How to submit a request: A requestor may submit a Missing Life Insurance / Annuity Search Request to the Department by completing the information on page two (2) of this form, signing it before a Notary Public and mailing it, in an envelope marked “Confidential” along with an original or a photocopy of the certified death certificate to:

 

Missing Life Insurance / Annuity Search Request
Delaware Department of Insurance
841 Silver Lake Blvd.
Dover, DE 19904

 

Please note that some fields are not required to do a policy search, however, complete data greatly increases the chance that a lost policy may be located. Many insurance companies locate policies/contracts by social security number, deeming the deceased’s social security number as critical for an accurate search.

Upon receipt of the completed request form and death certificate, the Department will:

  1. forward the completed Missing Life Insurance/Annuity Search Request form and any attachments, along with the death certificate to all Delaware licensed life insurance companies; and
  2. ask that they search their records to determine whether they have any Delaware in force individual life insurance policies on the life of the deceased person or Delaware individual annuity contracts where the deceased person is an annuitant; and
  3. ask that they respond directly to the requestor ONLY IF they have any in force individual life insurance policies naming the deceased as an insured or any in force individual annuity contracts naming the deceased as an annuitant; AND IF the requestor is authorized to receive this information. The Department will not make further inquiries to the companies on the requestor's behalf in connection with this request.

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