The office will be closed Friday, March 29th, in observance of Good Friday.
Please be advised, the Wilmington Office of the Delaware Department of Insurance has moved to a new location effective June 30th, 2023. The new address for the Wilmington office is: 503 Carr Road, Suite 303, Wilmington, Delaware 19809. (All payments should be mailed to 1351 West North Street, Suite 101, Dover, Delaware 19904.)
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With more people on the road – and more distractions – the holiday season is the perfect time for consumers to get smart about how accident forgiveness works and decide if it’s a smart choice for them. An accident forgiveness option could prevent premium increases for consumers involved in an at-fault accident. The Delaware Department of Insurance (DOI) offers the following information for consumers who are considering this option:
Accidents can mean expensive repair and liability costs, and lead to higher premiums. Accident forgiveness means that an insurer agrees not to increase a customer’s premium after the driver is involved in an at-fault accident. It is an enticing perk that many insurance companies offer either as part of a standard policy to loyal customers or as an additional endorsement that drivers with a safe driving record can purchase. Some companies also use it as an incentive to new customers for switching from another insurer. Insurers will often even extend the option to parents of teenage drivers.
If you have questions about your policy, call the DOI Consumer Services Division at (800) 282-8611.
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