The principal function of the Delaware Department of Insurance, Consumer Services Division, is to help Delaware consumers who have insurance by regulating the actions of insurance companies and producers (also known as agents) for fully insured policies written in Delaware.
As a regulatory agency we cannot recommend an insurance company or producer. In an effort to assist, the Department has compiled lists of insurance companies licensed to sell different insurance products in Delaware. It is suggested that you obtain quotes from several licensed insurance companies, as premiums will vary. You may want to contact a licensed insurance producer and/or agency to assist you in shopping the market. You can also contact the Delaware Department of Insurance at any time to confirm if the producer/agency you are working with is properly licensed and/or if the policy is what you were looking for before you provide any financial information to another party.
Paid Family Medical Leave
- Private plans can include all benefits required by law, a combination of required benefits, or a single component of medical leave, family care giving leave, and/or parental leave.
- Approved Paid Family Medical Leave CarriersAs of November 1, 2024
Automobile Insurance
- Delaware Motor Vehicle Statute 21 Del. C. requires minimum automobile insurance coverage limits for Delaware registered motor vehicles. For more information, view the Department’s Automobile Insurance Guide .
- A tool to assist you in obtaining an extensive list of licensed vehicle insurers in Delaware can be found on the National Association of Insurance Commissioners State Based System External Lookup .
Go through the required prompts and select the following information to obtain a list of over 500 insurers:
- Jurisdiction: Delaware
- Search Type: Company
- Company Type: Property Casualty
- Line of Business: Vehicle
- Company Status: Active
- Check the box agreeing to terms and conditions
- Click search
- You can also research an insurance company’s financial stability score. You want a financially strong insurer that can meet your needs to provide you with competitive insurance premiums with the broadest and highest limits of coverage you can afford. The Insurance Information Institute (III) provides a list of several companies to assist with this task.
- If you are unable to obtain or have been declined insurance through the voluntary automobile insurance market, please contact an insurance producer (aka agent) to apply for a private passenger or commercial automobile insurance policy through the Delaware Automobile Insurance Plan (DAIP). The Plan was created to provide insurance coverage for those people who cannot obtain insurance through the voluntary market. For more information view the consumer page of the DAIP.
6 Types of Vehicle Insurance
Health Insurance
Group/Employer Insurance Plans
Individual Insurance plans
- Non-ACA Individual Health Insurance
- Does not cover Pre-existing conditions, has Waiting Periods, limits coverage and limits amounts paid per service or condition, allows balance billing.
Long Term Care Insurance Plans
Property Insurance
- If you are unable to obtain or have been declined homeowners or commercial property insurance you may want to contact the Insurance Placement Facility of Delaware (aka Delaware FAIR Plan) at (800) 462-4972 or http://www.defairplan.com. See the following link for description of the FAIR Plan. Another option is for an insurance producer (aka agent) to place your risk through the non-standard market known as Surplus Lines insurance. See link for more information.
10 Types of Property Insurance
Medicare Supplemental Health Insurance plans
**If you do not see the name of a company you are inquiring about please call our office before you provide them with any financial information.
