Due to the current state of emergency, we are unable to meet in person with the public. However, we will be able to provide you with the service you need by phone or by email.
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Protecting Delawareans through regulation and education while providing oversight of the insurance industry to best serve the public.
The Delaware Department of Insurance is a member of the National Association of Insurance Commissioners (NAIC), and is subject to the NAIC’s Financial Regulation Standards and Accreditation Program. NAIC conducts a full accreditation review of each state’s insurance department once every five years, most recently in 2020. This process includes a full review of laws and regulations, financial analysis and financial examination functions, and organizational and personnel practices to assist in determining a state’s compliance with the accreditation standards. The Department’s Bureau of Examination, Rehabilitation, and Guaranty (BERG) works extensively to earn this status. Each state is also subject to an interim annual review. Read more about the Department’s achievement.
The State of Delaware is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators, establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. US insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.