The Rates/Forms Division is responsible for reviewing and regulating insurance contracts and rate filings. As each filing is received, it is reviewed in order to determine compliance with applicable actuarial standards, statutory provisions, and regulations. Of most importance is assuring that the rates are not inadequate, excessive or unfairly discriminatory.

Insurance company (approved) filings are now available to the public through the NAIC’s System for Electronic Rate and Form Filing (SERFF) interface. There is no fee for using this method.

Life & Health

Health Insurance Premium Rate Review Process: Helping you understand how health insurance rates are set in Delaware. Includes a glossary of health insurance terms and a list of FAQs.

General Instructions – UPDATED

Exhibit A (from Regulation 1204) – Notice to Applicant Reading Replacement of Life Insurance

Health Insurance Rate Filings

Property & Casualty

General Instructions – Revised July 2017

State Specific Requirements

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Certification of Readability

Form A (from Regulation 603)