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Delaware Department of

Rates & Forms

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Welcome to the Delaware Insurance Department’s Rate Comparison site where you can view the rates for different types of insurance.

The Rates/Forms Division is responsible for reviewing and regulating insurance contracts and rate filings. As each filing is received, it is reviewed in order to determine compliance with applicable actuarial standards, statutory provisions, and regulations. Of most importance is assuring that the rates are not inadequate, excessive or unfairly discriminatory.

Insurance company (approved) filings are now available to the public through the NAIC’s System for Electronic Rate and Form Filing (SERFF) interface. There is no fee for using this method.

Life & Health

When shopping for health insurance, several factors can affect how much insurance premium you will pay including the type of medical coverage such as HMO or Comprehensive or plan structure.

Health Insurance Premium Rate Review Process: Helping you understand how health insurance rates are set in Delaware. Includes a glossary of health insurance terms and a list of FAQs.

General InstructionsUpdated March 2024

Exhibit A (from Regulation 1204) – Notice to Applicant Reading Replacement of Life Insurance


Official logo for Choose Health Delaware, compare insurance rates on their website



What is Choose Health Delaware ? It’s your official resource for finding out how the healthcare reform law can benefit you as a Delaware resident or business owner. Choose Health Delaware will also introduce you to the Health Insurance Marketplace and explain why health insurance is important for everyone.

In the Health Insurance Marketplace , you will find information about prices and benefits. You get a clear picture of what premiums you’d pay and what benefits and protections you’d get before you enroll. Compare plans based on what’s important to you, and choose the combination of price and coverage that fits your needs and budget.

Thank you for visiting. Keep shopping!


Property & Casualty

General InstructionsUpdated March 2024

State Specific Requirements

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Certification of Readability

Form A (from Regulation 603)

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