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Delaware Department of

Affordable Care Act

This page is intended for use by consumers. To view our Marketplace/ACA page for insurance companies/professionals, please visit this page.

The intent of the Affordable Care Act (ACA) is to expand health insurance coverage to all Americans. The ACA aims to: improve the quality of coverage; expand Medicaid coverage; create a Health Insurance Marketplace where individuals and businesses can shop for private health insurance coverage; prohibit insurance companies from denying, canceling, or charging more for insurance policies because a person is sick or has a pre-existing health condition; and strengthen Medicare.

The Department of Insurance has compiled the following information and links to help educate consumers about their rights and responsibilities related to changes in federal health care laws due to the Affordable Care Act.choosehealthde_logo

Choose Health Delaware : is your official resource for finding out how the healthcare reform law can benefit you as a Delaware resident or business owner. Choose Health Delaware will also introduce you to the Health Insurance Marketplace and explain why health insurance is important for everyone. is the official website for the federal Health Insurance Marketplace. Visit to see your plan options and enroll in a plan. 8 out of 10 Delawareans who qualify for coverage through the Marketplace qualify for some level of financial assistance to help pay for monthly premiums.


Taxes and Fees Related to the Affordable Care Act

All questions regarding taxes and fees related to the ACA should be directed to a qualified tax professional. The Delaware Department of Insurance cannot give advice on tax-related issues.

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