Requirements for Filing

Pursuant to the Federal Health Care Reform, the Delaware legislature enacted HB 420 to create Chapter 61 of Title 18, effective September 23, 2010. This section prohibits rescissions based on post-claims underwriting of any health insurance policies except in cases of fraud or intentional misrepresentation of material fact. Any carrier seeking to rescind a health insurance policy is required to complete the attached application and send it, together with all supporting information, to:

Delaware Insurance Department
Attn: Consumer Services
841 Silver Lake Blvd.
Dover, DE 19904

• Title 18, Chapter 61, Delaware Code, Prohibition of Post-Claim Rescission
• Application for Rescission